• CIF & Related Facilities including Signature & Photo images
• Demand Accounts
• Installment Savings Accounts
• Term Deposit Accounts
• Credit Card Accounts (except for Settlements)
• Line-of-Credit Accounts
• Consumer Loans
• Business Loans
• Mortgage Loans
• Credit Applications & Scoring
• Profitability Analysis
• Banking Services including Bill Payments, Money Orders, Currency Exchanges
• Vault / Cash Management
• Integrated Distributed General Ledger (Head Office and Branches)

Functional Implementation & User Groups:

• Corporate Administration ………….. Head-Office
• Retail Branch Banking …………?. Branch & Agent Offices
• System Administration …………?. System Control Center
• Operations & Control ………………. Operations Center
• Financial Management & Reporting.. Accounting Offices (H.O and Branches)
• Management Information Services? Head-Office & Regional Offices

XCELSOFT Solution Overview:

• Centralized Database & Control
• Distributed Implementation
• Client-Server 3-Tier Architecture & Object Methodology
• DCOM modules written in Microsoft VB.5 (32-bit)

Network & Operating Environment:

• Microsoft NT, Back-office (SQL, SNA, SMS), Office (Word, Access, PowerPoint, Graph), Window?5, NetMeeting
• Microsoft Transaction Server
• LAN and WAN (X.25)

Integrated with:

• iBank:G Global (Corporate Clients, International, Wholesale) Banking
• XCELBANK Internet Home/Office Banking
• iBank:X Internet Offshore Banking and Investment Trading
• Financial Message Exchange Server (SWIFT, Internet, FedWire, VisaNet, etc)